Workers' Comp Myths Debunked

Workers’ compensation is designed to protect employees who get hurt or sick on the job—but despite how common it is, there’s still a lot of confusion surrounding how it works. Misunderstandings can lead injured workers to miss out on benefits they’re legally entitled to. Let’s clear the air by debunking some of the most common myths about workers’ comp.

❌ Myth #1: You Can Only File a Claim for Major Injuries

✅ Truth: Workers’ comp covers all work-related injuries, not just the severe ones. Whether it’s a back strain from lifting boxes, carpal tunnel from typing, or stress-related conditions, you may still qualify for benefits. Don’t ignore a “minor” injury—it could worsen over time and affect your ability to work.

❌ Myth #2: If the Injury Was Your Fault, You’re Not Eligible

✅ Truth: Workers’ compensation is a no-fault system. That means you can still receive benefits even if the accident was partially or entirely your fault—as long as it happened during the course of your employment. The only exceptions are injuries caused by intoxication, horseplay, or intentional acts.

❌ Myth #3: You’ll Get Fired if You File a Workers’ Comp Claim

✅ Truth: It’s illegal for an employer to retaliate against you for filing a legitimate workers’ comp claim. You have the right to report an injury and seek benefits without fear of losing your job. If you believe you’ve been retaliated against, you may have grounds for a separate legal action.

❌ Myth #4: You Must Be at the Workplace to Qualify

✅ Truth: Not all work-related injuries happen at the office or job site. If you were injured while performing job duties—like driving between job sites or working remotely—you may still qualify for workers’ comp. The key is whether the activity was within the scope of your employment.

❌ Myth #5: You Can Choose Any Doctor You Want

✅ Truth: In many states, your employer (or their insurance company) has the right to choose the initial treating physician. However, you may be allowed to switch doctors or request a second opinion under certain conditions. Check your state’s workers’ comp laws or consult a professional to understand your options.

❌ Myth #6: If You Don’t Feel Hurt Right Away, You Don’t Have a Case

✅ Truth: Some injuries take time to show symptoms. Repetitive stress injuries, soft tissue damage, and psychological stress may develop over days or weeks. It’s still possible to file a claim—but you should report the issue and seek medical attention as soon as you suspect something is wrong.

❌ Myth #7: Once You Return to Work, Your Benefits End

✅ Truth: Returning to work doesn’t automatically end your right to workers’ comp. If you’re working in a reduced capacity or earning less due to your injury, you may be entitled to partial disability benefits. You might also continue receiving medical treatment covered by workers’ comp.

✅ Know Your Rights—Not the Rumors

Misinformation can keep injured workers from getting the support they need. If you’ve been hurt on the job, don’t rely on what you’ve heard—talk to a professional and get the facts about your rights and benefits.

Injured at work? Let us help you separate fact from fiction. Contact our team today to get trusted advice and support for your workers’ comp claim.